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Credit Report - settled loan - 3 late payments

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  • #1

    Credit Report - settled loan - 3 late payments

    Hi
    we have always made payments on time, last year due to a unexpected change in circumstances I made 3 reduced payments on a loan account. we paid £2000 and settled the account early. Those 3 payments show as missed payments. I contacted the loan company and asked as a gesture of good will and also as we never had an past problems, would they consider removing them. I had a letter back basically saying no the information is correct. We want to apply for a mortgage in a few years and this is the only negative mark on our file. Is there any more I can do?
    Thanks
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  • #2
    Re: Credit Report - settled loan - 3 late payments

    Late payment markers shouldn't affect a mortgage application too seriously. Especially in a couple of years time.
    "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

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    • #3
      Re: Credit Report - settled loan - 3 late payments

      ok Thank you

      Comment

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