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Training Costs Repayment

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  • #16
    Re: Training Costs Repayment

    No different qualification at all. Just a standard induction course. As it is classed as rma within the company will this be what they are basing it on?

    Comment


    • #17
      Re: Training Costs Repayment

      An induction course!
      That clause of theirs is seriously misleading.
      Anyone reading it would expect it to lead to a relevant qualification not an induction course on inhouse procedures.

      You say that you're still pre-rma with this company. Do you have any paperwork from them confirming this?

      Comment


      • #18
        Re: Training Costs Repayment

        Hi I can print out confirmation that I am pre rma still with them. This is a national company. Do you think I shouldn't pay this?

        Comment


        • #19
          Re: Training Costs Repayment

          I certainly don't think you should pay it.

          2 reasons
          1. Their justification is, 'the high standard and cost of all training required to achieve recognised mortgage advisor status'.
          You haven't received that training, according to them you're still pre-rma.
          2. There's nothing in that clause about recouping hotel costs for an induction.

          Comment


          • #20
            Re: Training Costs Repayment

            Ok thanks, does anyone know where I stand legally with this as I don't want any ccjs or defaults.

            Comment


            • #21
              Re: Training Costs Repayment

              Hi, today u have received a letter asking for the £1500 within 14 days. What is my legal standing on this? Can anyone help with this and what I should reply?
              Thanks

              Comment


              • #22
                Re: Training Costs Repayment

                :bump: for [MENTION=26290]mariefab[/MENTION] xx
                [MENTION=67566]Matthew814376[/MENTION] ... is there any chance you could post up a redacted copy of the letter? Or email it to me (email addy in my signature) with a link to your thread so I can post it up??
                Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                It doesn't matter where your journey begins, so long as you begin it...

                recte agens confido

                ~~~~~

                Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                But please include a link to your thread so I know who you are.

                Specialist advice can be sought via our sister site JustBeagle

                Comment


                • #23
                  Re: Training Costs Repayment

                  You have 3 choices.
                  1. Ignore it.
                  2. Pay it.
                  3. Write to them telling them why they are not entitled to it.

                  Comment


                  • #24
                    Re: Training Costs Repayment

                    I will post the letter when I am able to. The letter asks for the commission, which I will pay as I owe this. The letter also states that if I don't respond this will then be passed to debt recovery. Are they able to put anything on my credit file for this? I am going to respond with the reasons why as you stated above and ask for a breakdown of the costs incurred which I think they have to be able to give don't they? Thanks for your help.

                    Comment


                    • #25
                      Re: Training Costs Repayment

                      Debt collectors can write letters with big scary red letters on but can't do anything else.

                      Can only get a CCJ IF they take you to court, IF you lose, IF you don't pay within 28 days.

                      Comment


                      • #26
                        Re: Training Costs Repayment

                        Hi, I have been dealing with this for a while and would appreciate any help in how to respond. I have challenged the figure as not representative and had a letter back asking for £700 odd for hotel costs for 9 days. I then asked if this had the 25% taken off a stipulated in my contract. However they have now passed this to their debt collection team who say as they are o my claiming costs incurred I'm not entitled to the 25% off. I still don't think I should pay these fees back, but as they have threatened legal action am getting scared. Can you let me know how would be best to respond and what legally my options would be?

                        Thanks

                        Comment

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