Background Screening - Credit Checks

[pinkkaty0]

Hi all

I have been offered a job dependant on credit checks. I am happy with the credit checks being done (I understand lots of places do that know), however, I was just curious to know what a Background Screening company can see? Is it just the major things like:-

• CCJ'S
• Bankrupcies
• IVA's
• Adress History
• Personal Info

Can they see payment history etc? I am unsure why they would need to see a run down of my entire report if it came back with none of the major issues mnetioned above?

Any help appreciated, tearing my hair out waiting for this job offer to be confirm, although I have signed contracts etc.

THanks

Kate

[Kati]

Re: Background Screening - Credit Checks

There a 3 types of background (DBS) check, so it depends which is being carried out -

What does a Basic Disclosure tell you? Under the Rehabilitation of Offenders Act 1974, most convictions are considered to be ‘spent’ after a certain period of time, and if no further offence has taken place. A Basic Disclosure will contain details of any unspent conditions a candidate might have, allowing employers to make a decision as to whether or not the candidate poses any potential risks.

What does a Standard DBS Check tell you? Under the Rehabilitation of Offenders Act 1974 (ROA), most convictions are considered to be ‘spent’ after a certain period of time, and if no further offence has taken place. This period of time depends on the severity of the conviction. Whilst Basic Disclosures will only list unspent convictions, a Standard DBS Check will also list spent convictions. They therefore allow you to make a more informed decision as to whether or not the candidate poses any potential risks. A Standard DBS Check also includes all cautions, reprimands and warnings held on the Police National Computer in England and Wales, and may also include most of the relevant convictions in Scotland and Northern Ireland. This level of check will also reveal if the candidate appears on government department lists of people who are deemed unsuitable to work with children.

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