How would I dispute this?

Helpneeded2016

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Joined: Mar 2016

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How would I dispute this?

10th March 2016, 13:58:PM

I have received a CCJ from Hoist about an old Barclaycard debt. Following advice from this site I sent off a CCA and CPR.

To my knowledge i have never had a barclaycard but my ex could have taken it out in my name without my knowledge. I cannot have any contact with them so cannot question them about it. I know payments were made because I checked my credit history and saw that payments had stopped in April 2013 the card was obtained in 2009. Does that make me liable for this debt? I am interested to see what the CCA looks like but there is a strong possibility I will not get this back before the extended deadline of 31 March 2016.

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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

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If your case is over Â£10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

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