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Hi all, Would really appreciate some help if possible. In July 2014 I moved to Thailand and returned to England in August 2019. I wanted to check my credit rating and found that I was issued a CCJ in April 2018 from Lowell Solicitors for the sum of £451. I've read on various forums that because I was not in in country when I received the court hearing, and was unable to attend to defend myself then I may be able to have the CCJ set aside. Can anyone shine some light on this and advice me on whether it's worth me paying the £255 application fee to have it set aside by the court? If they do not accept my request then I'll be charged for the application fee, judgement fee, and original debt amount, so maybe end up paying double. Thank
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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