Dubbers for merging

[Dubbers]

Hi Rob,thank you for this great list of templates. Do you have a template on how to write a Full and Final settlement letter? I’m not sure how I go about writing it myself and I need to respond to Cohen Craven within 10 days, otherwise they will start court proceedings against me. I’ve acknowledged the debt now they’ve sent me all details I requested but I’m just stuck how to go about writing this letter.

Thank you for your time

Dan

[R0b]

Hi Dan,

Before you consider writing to them in full and final settlement it might be best to make up a thread and give some background information to your dispute. Just because Cohen Craven may have supplied you with the information you asked for does not always mean that the debt is enforceable. For example, if its a consumer credit matter and there are defects in the default notice, then it would amount to a wrongful termination of the creditor (at the time) and so they would not be able to enforce the debt for failing to comply.

I'm not sure if I have a generic full and final settlement letter because it depends on the circumstances. For example, if you deny the debt but wish to settle anyway for various reasons, a F&F might set out your reasons for denying the debt but to avoid further costs being incurred by either side, it might be prudent to settle.

I've tagged Amethyst and see if she can move these two posts to another sub-forum and if you let us know your information I'm sure we can determine whether or not you stand a good chance of defending or if settling the matter is the better option. In the meantime I will see if I can find something suitable

[Dubbers]

Thank you Rob. I do have a thread currently open, but I hadn’t heard back from anyone in a few days, so I thought the thread may have been closed but I understand it could of just been where everyone was busy at the time. I was just a little worried as I have about ten days or less to reply to their letter otherwise they’re gonna threaten court action if no response.

Did you want me to tag you in the in the original thread I created?

Hi Dan,

Before you consider writing to them in full and final settlement it might be best to make up a thread and give some background information to your dispute. Just because Cohen Craven may have supplied you with the information you asked for does not always mean that the debt is enforceable. For example, if its a consumer credit matter and there are defects in the default notice, then it would amount to a wrongful termination of the creditor (at the time) and so they would not be able to enforce the debt for failing to comply.

I'm not sure if I have a generic full and final settlement letter because it depends on the circumstances. For example, if you deny the debt but wish to settle anyway for various reasons, a F&F might set out your reasons for denying the debt but to avoid further costs being incurred by either side, it might be prudent to settle.

I've tagged Amethyst and see if she can move these two posts to another sub-forum and if you let us know your information I'm sure we can determine whether or not you stand a good chance of defending or if settling the matter is the better option. In the meantime I will see if I can find something suitable