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CCJ Found on credit report! Please Help me. :(

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  • CCJ Found on credit report! Please Help me. :(

    Hello everyone, I am writing this thread as for information and steps to follow a very stressing situations this matter is (CCJ). I was navigating in my credit score website which I don't normally do; and I found out I have a CCJ with Northampton County Court dated 19/01/2017.
    I rapidly contacted Northampton County Court to enquire in regard of this record and they gave me a phone number of a solicitors firm which name is Harrison Clarck Rickerbys who apparently put the court claim on me.

    When I contacted this law firm they said this claim is for £2000 of tuition fees I haven't paid for a course with Westminster Kingsway College in 2012/2013; as soon as they named the college I clicked on my head that I went to the college to enquire a for a course but in the end I did NOT enrol or attend any lessons at all because it was a bit price for me at the time. I did received a letter from the college after a while when they were charging me fro this course and I personally call and then visit the college myself to clarify this matter. Once in the college I spoke to some finance person who I explained the issue and she said I have nothing to worry about. That was the last time I heard about this college thing.
    After I moved away from that address which was on August 2016 I was not contacted at all, even when used to live there I did not received any correspondence about the college or court.

    Now that I noticed this CCJ on my credit report I am panicking and would like to sort this out, PLEASE HELP!
    Tags: None

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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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