Lloyds Bank

[kenneth]

I have started an action in the SCC against Lloyds Bank. The detail of the claim is very detailed and has been going on for 9 months, Today, a Lloyds Solicitor asked me to forward information regarding the claim, The question is this. Am I compelled to furnish the information to him, cause if not I would prefer not to.

[Celestine]

Re: Lloyds Bank

We really do need to know a lot more to comment properly.

If you have confidentiality concerns, have a good look round the site and consider a VIP membership to be able to 'talk' in more privacy.

[kenneth]

Re: Lloyds Bank

N.B., Where the Attachment Removed is entered, I have the Document to support the case. I have redacted the parties involved for legal reasons.

Dear Sirs

My Claim relates to ### Finance Agreement Number #######. The dispute arises out of the final payment. £909.16.

I bought, on Finance. the following:
Attachment Removed
I paid via Direct Debit, ALL the monthly payments of £449.58, at the monthly date due

I paid (By Debit Card) the final payment of £909.16 on 15^th November 2013

I received the following demand for payment ref: ####1/### from #### Financial Services.
Attachment Removed


At around that time there had been fraudulent withdrawals from my account, as can clearly be seen on the statement extract, the ### Finance payment had clearly been marked as genuine. This document was inspected and confirmed between myself, The Bank Manager (#### Bank ######) whilst in communication, by phone to the #### relevant departments. , Even so, the entry was wrongly recalled by #### as fraudulent (The payment was never returned to my account since that date so I did not know the payment had been recalled)
Attachment Removed
I checked my statement through’ ####s Internet Banking’ and indeed the payment had been made, and to-date has not been returned.

I contacted ### Financial Services’ who informed me that ‘Barclaycard’ (their supplier) had returned the payment to #### at #### request.

I contacted ‘##### Customer Services’ and explained that the payment had been returned to them, they advised that it had not, with the comment “If it had then it would be back in your account”.
Attachment Removed

So there we are, I have three financial institutions of which one is totally incompetent one of the three is not willing to investigate the actual location of the lost money, as such my credit rating could be damaged. I am being pressured to repay a debt that I do not owe.

What is most disappointing is that these supposed financial institutions have no appetite to investigate their own possible failings, ####, ##### Finance and #### have all been contacted by me by phone and following extensive waits to music I am asked to leave a number and I will be contacted at a later time.

I have yet to receive a ‘Return Call’ from####, as a result I have moved my bank account from #### to another bank provider.
This whole situation has caused upset and I suspect my recent ‘Heart Problem’ resulting in my admission to hospital and for which I am still being treated, is as a result of the upset caused by the incompetence of #### involved in this fiasco.

Fortunately and directly due to the obvious incompetence of the three institutions named in this document the Financial Ombudsman has agreed to look at the case.

Once the company responsible has been identified by the Ombudsman, then it is my intention to recover personal damages through the civil courts.

Following the court case I certainly intend to maximize the story’s publicity through any ‘News Medium’ who shows an interest. Papers, TV, Periodicals etc:

Mr Kenneth########
29:05:2014

I have started an action in the SCC against Lloyds Bank. The detail of the claim is very detailed and has been going on for 9 months, Today, a Lloyds Solicitor asked me to forward information regarding the claim, The question is this. Am I compelled to furnish the information to him, cause if not I would prefer not to.