Shoosmiths

[undine]

So as to separate my thread from Robbie73w,although our problems are similar.Received a demand from Shoosmiths regarding a Mortgage Shortfall,I contacted them saying I do not recognise the debt and do not acknowledge the debt,they then wrote back stating they would ask their client Arrow Global for more information,now received a letter asking for my Income and Expenditure,which I will not supply.I feel in a very short space of time Shoosmiths are Harrassing me demanding information that they have NO legal right to ask for.On top of this there have been no letters of Assignment from any company

Any ideas best way forward????????

thank you

[undine]

Re: Shoosmiths

Done some research on Statute Barred on Mortgage Shortfalls,it is confusing.12 years for Mortgage.6years if the shortfall is interest only,the confusing part is if the shortfall is a repossession there are circumstances where 6 years applies.Further have looked into the legalities of Letters of Assignment,it appears to be clear that without this the debt remains with the original owner and not the DCA Debt buyer who has not produced any form of proof that he has purchased the debt.
Any thoughts on these subjects

thank you