So i have a default issued by 02 which was then passed on to Lowell. Since viewing my credit file on Noddle i attempted to dispute the account stating i dont reconise it just to see what happened - altho i did in fact reconise it.
I didnt notice any changes for awhile so i started to pay the account and set up a direct debit. A week of so later the account was off my credit file which i assumed it was down to me paying it again and once paid they will update it to settled.
After further investigation i seen on the dispute section of noddle that i had been successful saying i do no reconise the account and it had in fact been removed.
Now... im wondering if i stop paying Lowell and cancel the direct debit can lowell then issue a new default on the account in time OR am i not liable to pay as it is no longer linked on my file now.
I didnt notice any changes for awhile so i started to pay the account and set up a direct debit. A week of so later the account was off my credit file which i assumed it was down to me paying it again and once paid they will update it to settled.
After further investigation i seen on the dispute section of noddle that i had been successful saying i do no reconise the account and it had in fact been removed.
Now... im wondering if i stop paying Lowell and cancel the direct debit can lowell then issue a new default on the account in time OR am i not liable to pay as it is no longer linked on my file now.