Nationwide charging order

[Ledmondson1]

Hello, I have a £5000 debt which had been made into a charging order about 8 years ago. I was refused a mtg recently and the broker told me that mtg companies were not happy about the charging order and suggested paying it off before applying for a mtg again. I made an offer, which they rejected at 2000 but have come bk with a settlement figure of 3570. My nana died this year and there was 4000 left after home fees were settled and my dad is willing to use thus to help me out. The debt is annoying as whilst it is in my name it was my ex husband who got the debt do high - he took control of the finances and has walked away scott free - lesson learned! Are there any template letters that you know about? Should I negotiate further? It's my poor old dad's money really thanks for any help