Tweet
Hello, I went started going through a really really bad time back in 2016/2017 and unfortunately just couldn't keep up repayments and keep house and other bills paid. Having these debts on file has not made it easier at all, however, although by no means completely sorted , am beginning to move forward. I am using Check My File.
I have 3 debts on file:
American Express - 1st (D) default on file May 2016 - No contact / acceptance or payment since then
TSB - 1st (D) default on file Nov 2017 - No contact / acceptance or payment since then ( This has been passed onto another agency for collection)
MBNA - 1st (D) default on file Nov 2017 - No contact / acceptance or payment since then ( MBNA put (S) settled/defaulted on file Jan 18 with no other entries/ This has been bought by a 3rd party but does not register on my file)
I live in Scotland and have heard that debts are statute barred after 5 years. Do I have to write to EQ/EX & TU to get the Amex debt removed?
Thank you
I have 3 debts on file:
American Express - 1st (D) default on file May 2016 - No contact / acceptance or payment since then
TSB - 1st (D) default on file Nov 2017 - No contact / acceptance or payment since then ( This has been passed onto another agency for collection)
MBNA - 1st (D) default on file Nov 2017 - No contact / acceptance or payment since then ( MBNA put (S) settled/defaulted on file Jan 18 with no other entries/ This has been bought by a 3rd party but does not register on my file)
I live in Scotland and have heard that debts are statute barred after 5 years. Do I have to write to EQ/EX & TU to get the Amex debt removed?
Thank you
