Hi everyone,
I received an 'attachment for earnings' letter in the post from a money business centre place so I rang to ask what it was all about and they told me it was from cabot financial, I then rang cabot to ask them what was happening and they told me they filed a ccj against me back in 2015 this is serious etc I asked for what did they obtain a ccj against me for and they said it was from a credit card company for a debt from 2007? I checked my credit file and lone behold there was the ccj which I knew nothing about no wonder I couldn't get the next card I applied for! My credit score was low I'm guessing because of the ccj. The ccj is registered to my old address and I moved in 2014 so I never received the paperwork to challenge this ccj claim. Also if the debt was from 2007 does that make it statutory barred??? I filed an N244 against cabot and I have a court hearing in front of a district judge soon I'm so scared! Has anyone else ever dealt with cabot before been to court or anything else I don't know what to expect at all any advice would be very welcome. I dont acknowledge this debt i havnt been in contact with the credit card company or made any payments?? All i want is the ccj removed. Thankyou
I received an 'attachment for earnings' letter in the post from a money business centre place so I rang to ask what it was all about and they told me it was from cabot financial, I then rang cabot to ask them what was happening and they told me they filed a ccj against me back in 2015 this is serious etc I asked for what did they obtain a ccj against me for and they said it was from a credit card company for a debt from 2007? I checked my credit file and lone behold there was the ccj which I knew nothing about no wonder I couldn't get the next card I applied for! My credit score was low I'm guessing because of the ccj. The ccj is registered to my old address and I moved in 2014 so I never received the paperwork to challenge this ccj claim. Also if the debt was from 2007 does that make it statutory barred??? I filed an N244 against cabot and I have a court hearing in front of a district judge soon I'm so scared! Has anyone else ever dealt with cabot before been to court or anything else I don't know what to expect at all any advice would be very welcome. I dont acknowledge this debt i havnt been in contact with the credit card company or made any payments?? All i want is the ccj removed. Thankyou