Hi, new to the forum.
I recently signed up with equifax in order to check my financial situation.
I have 2 outstanding debts which have defaulted since 2012.
EE/T-mobile - £131 is from a sim only mobile contract which i entered into, i didn't even open the letter after the sim was sent out to me so it was unused.
Lowell - £287 (default balance £46) is from a 3mobile contract, i lost the phone shortly after entering into the contract and stupidly didn't pay the bill.
These are my only issues on my credit file, i want to get them cleared and i'm happy to pay them in full but i'm not sure of the best approach.
Any help would be greatly appreciated
I recently signed up with equifax in order to check my financial situation.
I have 2 outstanding debts which have defaulted since 2012.
EE/T-mobile - £131 is from a sim only mobile contract which i entered into, i didn't even open the letter after the sim was sent out to me so it was unused.
Lowell - £287 (default balance £46) is from a 3mobile contract, i lost the phone shortly after entering into the contract and stupidly didn't pay the bill.
These are my only issues on my credit file, i want to get them cleared and i'm happy to pay them in full but i'm not sure of the best approach.
Any help would be greatly appreciated