Good Evening,
I am looking for some advice.... I took out a loan through a broker service in 2007 called EasyLoans I'm sure. They referred me to WF who offered a secured loan of £14,500 secured on my property I had just bought 4 months ago and did not have the equity to support a second loan. This was my ex partner who wanted this loan to repay his credit card :tinysmile_aha_t:
My mortgage was in 3 names ... mine, ex & dads however the secured loan isn't in my dads name? Just mine and my ex! I cant mind if my dad signed any forms??? Anyway after I separated from ex he stopped paying loan, I didn't pay and never really heard much! Now received letters from MKRR about debt which is now £20,000!!!!
I'm wanting to know first of all if they have "mis-sold" the loan by not putting this in all the names on the mortgage & if the loan will now be unsecured as it's with another company!
Called WF and it was like speaking to a brick wall
Thanks in advance
xx
I am looking for some advice.... I took out a loan through a broker service in 2007 called EasyLoans I'm sure. They referred me to WF who offered a secured loan of £14,500 secured on my property I had just bought 4 months ago and did not have the equity to support a second loan. This was my ex partner who wanted this loan to repay his credit card :tinysmile_aha_t:
My mortgage was in 3 names ... mine, ex & dads however the secured loan isn't in my dads name? Just mine and my ex! I cant mind if my dad signed any forms??? Anyway after I separated from ex he stopped paying loan, I didn't pay and never really heard much! Now received letters from MKRR about debt which is now £20,000!!!!
I'm wanting to know first of all if they have "mis-sold" the loan by not putting this in all the names on the mortgage & if the loan will now be unsecured as it's with another company!
Called WF and it was like speaking to a brick wall
Thanks in advance
xx