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Overdraft

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  • Overdraft

    I have been playing ping pong with various DCAs over my HBOS O/d

    I have been sending the letters as per Flaming Parots links and usually after the 2nd one they get sent back to HBOS.
    Seen off Iqor twice, RW , GBP solicitors but now Wets have it. Been some ping pong, they claim the I have been receiving statements (no I haven't) and T&C's (again no)
    They defaulted me under CCA1974 S87(1)

    Today they have told me about a bit of legislation I did not know about, I kid you not

    Further to your recent email regarding your account.
    I acknowledge your comments and would like to confirm that Wescot always attempt to respond with an explanation or resolution as quickly as possible.

    The Credit Consumer Act of 1974 is not applicable on this account as the balance outstanding relates to a current account. Therefore, there is no signed credit agreement on the account and our records show that statements relating to the balance have been sent to you.

    I trust the above answers your query and I apologise you had to contact us again to confirm the details.
    Tags: None

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