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Hi there
I had a default raised against me in December 2010 by Lowell Group. They bought the debt from Barclays Bank and the amount was £134.
I paid the debt in 2012 and it remains on my file as satisfactory.
The debt is purely made up of the monthly fee for the current account as i never had an overdraft or loan on the account.
So my question is based on the fact that the default will be in it's 5th year next in December and that the default was unfairly made up of bank charges for monthly fee of the account, Could i possibly get this default removed completely do you think.
Very interested in feed back on this issue as i did not have an overdraft or loan on the account but in theory i did have a unofficial overdraft to the sum of £134????
I only have this default which completes cycle in 2016 and its really affecting my chances in getting a mortgage.
Thanks for your help with this matter.
I had a default raised against me in December 2010 by Lowell Group. They bought the debt from Barclays Bank and the amount was £134.
I paid the debt in 2012 and it remains on my file as satisfactory.
The debt is purely made up of the monthly fee for the current account as i never had an overdraft or loan on the account.
So my question is based on the fact that the default will be in it's 5th year next in December and that the default was unfairly made up of bank charges for monthly fee of the account, Could i possibly get this default removed completely do you think.
Very interested in feed back on this issue as i did not have an overdraft or loan on the account but in theory i did have a unofficial overdraft to the sum of £134????
I only have this default which completes cycle in 2016 and its really affecting my chances in getting a mortgage.
Thanks for your help with this matter.
