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Two questions on credit files please
1) If you have an AP marker on your file which isn't true and you challenge it , can you get it changed to a default from say 3 months after you defaulted or would it become a new default. I have a PDL that show AP for best part of a year yet I haven't paid a penny. I may have sent an email saying i will contact you when I have some income but that would be all.
2) If I decided to settle that debt would that AP mark still be there and for how long i.e would it still show for 6 years or whatever
That is how it shows at the moment but it says up to date
1) If you have an AP marker on your file which isn't true and you challenge it , can you get it changed to a default from say 3 months after you defaulted or would it become a new default. I have a PDL that show AP for best part of a year yet I haven't paid a penny. I may have sent an email saying i will contact you when I have some income but that would be all.
2) If I decided to settle that debt would that AP mark still be there and for how long i.e would it still show for 6 years or whatever
| 2013 | UC AR |
UC AR |
UC AR |
UC AR |
UC AR |
UC AR |
UC AR |
UC AR |
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| 2012 | UC AR |
UC AR |
UC AR |
UC AR |
UC AR |
UC AR |
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