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VT Harley Davidson or Sell?

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  • VT Harley Davidson or Sell?

    Hi

    I purchased a brand new Harley Davidson 15 months ago on a 4 year HP with the option of a balloon payment at the end of the term.

    I understand I am not 50% in yet but my financial situation has changed dramatically and I need to let the bike go. My question is that the Harley is worth approx what I owe on the finance so if I VT will I still be liable for 50% of the outstanding credit or does the worth of the bike not count?

    Would it be better for me to ask Black Horse finance to sell the bike? I've spoken to the national debt line but they were not very clear. I just want to know what the best option is so that I don't end up paying loads out. Any advice appreciated. Thanks
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