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Hi,
Would like a little advice if possible.
A family member had a catalogue account with Littlewoods, due to ill health, he had to retire early, and could not afford the repayments.
The debt was sold to Lowell, I have CCA`d Lowell, and they have provided a signed copy agreement, the account was opened in 2008.
I am trying to help him out with paying the account, when he defaulted, there were a number of BNPL items outstanding, as a result, these were all added to the account, including the interest payable on then, a Hugh amount of interest actually.
The question I have is this, the agreement they have provided states "no interest is payable on this account" and it clearly shows the interest payable is 0%, as the interest bearing items were added to the account by Littlewoods, is this agreement still valid for this debt ?
I would just like to know where we stand, as Littlewoods just kept upping his credit limit, even though he had asked them not to, and he didn't fully understand the implications of all the added interest.
Would like a little advice if possible.
A family member had a catalogue account with Littlewoods, due to ill health, he had to retire early, and could not afford the repayments.
The debt was sold to Lowell, I have CCA`d Lowell, and they have provided a signed copy agreement, the account was opened in 2008.
I am trying to help him out with paying the account, when he defaulted, there were a number of BNPL items outstanding, as a result, these were all added to the account, including the interest payable on then, a Hugh amount of interest actually.
The question I have is this, the agreement they have provided states "no interest is payable on this account" and it clearly shows the interest payable is 0%, as the interest bearing items were added to the account by Littlewoods, is this agreement still valid for this debt ?
I would just like to know where we stand, as Littlewoods just kept upping his credit limit, even though he had asked them not to, and he didn't fully understand the implications of all the added interest.
