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Ok, here's a brief summary:
1) Sent SAR on 22nd Aug 2006 to cover for both my own account and joint account and received statements within 40 days
2) £457 totted up in charges including one charge pre-6yrs
3) Decided to add CI after reading up notoriously about it
4) Sent initial prelim requesting £1126.76
5) Received paltry settlement offers (namely £60, and £246) which were duly rejected
6) Received letters from Halifax categorically stating that they would not pay more
7) Fired off LBA after 14 days
8) Filed court claim on 19th Oct 2006 for £1393.11 plus court fee/interest etc
9) Received improved offer of £760.58 - rejected
10) Court date of 8th Feb2007 set
11) Sent off court bundle on 24th Jan 2007
12) Received a phone call on 30th Jan from a Jamie Magill to discuss settlement. He disputed many things first and tried to fob me off, but I stuck to my guns. A bit of banter and to-ing and fro-ing on the phone and he finally folded and asked me what I would take to settle the claim. I gave him the full up-to-date figure of £1543.80.
13) Money was in my account within an hour of that final conversation :cheer2:
162 days from start to finish
1) Sent SAR on 22nd Aug 2006 to cover for both my own account and joint account and received statements within 40 days
2) £457 totted up in charges including one charge pre-6yrs
3) Decided to add CI after reading up notoriously about it
4) Sent initial prelim requesting £1126.76
5) Received paltry settlement offers (namely £60, and £246) which were duly rejected
6) Received letters from Halifax categorically stating that they would not pay more
7) Fired off LBA after 14 days
8) Filed court claim on 19th Oct 2006 for £1393.11 plus court fee/interest etc
9) Received improved offer of £760.58 - rejected
10) Court date of 8th Feb2007 set
11) Sent off court bundle on 24th Jan 2007
12) Received a phone call on 30th Jan from a Jamie Magill to discuss settlement. He disputed many things first and tried to fob me off, but I stuck to my guns. A bit of banter and to-ing and fro-ing on the phone and he finally folded and asked me what I would take to settle the claim. I gave him the full up-to-date figure of £1543.80.
13) Money was in my account within an hour of that final conversation :cheer2:
162 days from start to finish
