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VT car finance again sorry

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  • VT car finance again sorry

    hi all, firstly id like to thank you for helping me so far with all the information on this site so far. I've paid over half the agreement.

    Sorry I'm posting this again just need a bit of help understanding where I stand, I've sent black horse the template letter that R0b has done and they have sent me back the pack to sign and return. I understand that I'm not to sign it but return it and that should be enough for them to collect the car as they already have a signed document saying I want to VT the car? I took extended warrant and GAP insurance out on the car that is in with the finance agreement does that mean when I give the car back and I don't have to pay anything else towards them like they are claiming? in the pack they have asked me to pay the outstanding balance on the insurances of £648.73? is that right?
    I'm in the process of buying a house so don't want to default for the sake of a few hundred pound but I don't want to pay it if I don't have to

    i've hopefully attached a copy of the agreement

    thanks in advance

    Billy
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