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Hi all,
I posted a few weeks ago regarding a bebt I believed was SB and being chased, I sent a "Prove it Letter" and got a response today. They have said the last payment made was May 2011. I was on a debt management plan then (totally forgot about it). and I have until 2.6.2016 to reply or they will start proceedings.
If I believe them, the debt is about to become SB May 2017 and I need some time for it to become just that. I dont believe I owe the money as this debt is not on my credit file. I would have noticed it as I get my credit file at least once a year. What`s can I do next? Can I send the CCA request?
please send me a link to one if so.
Regards
I posted a few weeks ago regarding a bebt I believed was SB and being chased, I sent a "Prove it Letter" and got a response today. They have said the last payment made was May 2011. I was on a debt management plan then (totally forgot about it). and I have until 2.6.2016 to reply or they will start proceedings.
If I believe them, the debt is about to become SB May 2017 and I need some time for it to become just that. I dont believe I owe the money as this debt is not on my credit file. I would have noticed it as I get my credit file at least once a year. What`s can I do next? Can I send the CCA request?
please send me a link to one if so.
Regards
