Hi
I am new to this forum and would like to say hello.
My question is would I be able to transfer deeds (not mortgage) into sole name if ex has a statutory charge registered. Mortgage company are ok with transfer so long as ex remains on mortgage.
Stat charge is impending as trustees in ex bankruptcy are saying he has 3500 in equity. I can't afford to pay this so looks like a charge will be placed but worried If I can't remove ex from title that he will come after equity in the future when I have brought the house from negative equity at divorce into equity.
Please help as was considering attending the hearing for stat charge to see if the judge would ask trustees to take monthly payments for ex's charge and cancelling the interest as trustees will not consider this as they need it all to be dealt with by a certain date.
I am new to this forum and would like to say hello.
My question is would I be able to transfer deeds (not mortgage) into sole name if ex has a statutory charge registered. Mortgage company are ok with transfer so long as ex remains on mortgage.
Stat charge is impending as trustees in ex bankruptcy are saying he has 3500 in equity. I can't afford to pay this so looks like a charge will be placed but worried If I can't remove ex from title that he will come after equity in the future when I have brought the house from negative equity at divorce into equity.
Please help as was considering attending the hearing for stat charge to see if the judge would ask trustees to take monthly payments for ex's charge and cancelling the interest as trustees will not consider this as they need it all to be dealt with by a certain date.