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this is a bit of a difficult situation but ill explain as best I can.
My husband owns our house with his ex partner, we live here with our two small children, his ex hasn't lived here for over 5 years. As there is no equity in the property we began the process of having his exes name removed from the property and mortgage and adding mine instead. His ex is in agreement to this and has signed all relevant documents. Transfer of equity is going through when bang, we receive a letter from a debt collection agency saying that his ex has a debt that she's not paid and so they've placed an intrim*charging*order*on the house with a court date 1/2/16 to get a final charging*order.
We are obviously objecting to this, objections being property in no/negative equity. Myself having beneficial interest in the property. And the fact that my husband put down the deposit and has made each and every mortgage payment, we have bank statements to prove this.*
Now what I need to know is how likely is it'll we'll be able to stop the*order. And what should we expect from court tomorrow?
My husband owns our house with his ex partner, we live here with our two small children, his ex hasn't lived here for over 5 years. As there is no equity in the property we began the process of having his exes name removed from the property and mortgage and adding mine instead. His ex is in agreement to this and has signed all relevant documents. Transfer of equity is going through when bang, we receive a letter from a debt collection agency saying that his ex has a debt that she's not paid and so they've placed an intrim*charging*order*on the house with a court date 1/2/16 to get a final charging*order.
We are obviously objecting to this, objections being property in no/negative equity. Myself having beneficial interest in the property. And the fact that my husband put down the deposit and has made each and every mortgage payment, we have bank statements to prove this.*
Now what I need to know is how likely is it'll we'll be able to stop the*order. And what should we expect from court tomorrow?
