Tweet
hi to all members I joined because I was reading a thread on payday lenders and I know how difficult it can be I am not promoting this company but just making people aware of an alternative which will stop them going into an IVA or debt management program, its not a guarantee but unions can help in most cases until you get yours self and your credit rating back on track.
hi I can honestly say that a credit union is a good idea, I was in a situation where I borrowed money for a friend? subsequently he did not pay me back so I had to take out 4 more loans just to cover the first, emoneyunion.om which has been mentioned I used, I came across them completely by chance on a Google search? I did not even know they existed, my credit rating is not great because like you I had time off work with illness and fell behind on credit cards ect. even though they check your credit rating they help you on an individual basis and pay the loans off before you get the remainder of the loan. depending on your credit score depends on how much you pay back. in my circumstance I was able to pay all the payday loans all my credit cards and even all my defaults on my credit report, and just have a fixed monthly payment over 3 years, which is good because it a loan and not an iva or debt management programme, my credit score will get better faster. I do recommend emoneyunion as I had constant contact with the underwriter and I only had one person dealing with my loan on a one to one basis from start to finish, the complete process took 4 days. it is worth a look, these unions should get promoted more as they are a far better alternative to pat day lenders.
hi I can honestly say that a credit union is a good idea, I was in a situation where I borrowed money for a friend? subsequently he did not pay me back so I had to take out 4 more loans just to cover the first, emoneyunion.om which has been mentioned I used, I came across them completely by chance on a Google search? I did not even know they existed, my credit rating is not great because like you I had time off work with illness and fell behind on credit cards ect. even though they check your credit rating they help you on an individual basis and pay the loans off before you get the remainder of the loan. depending on your credit score depends on how much you pay back. in my circumstance I was able to pay all the payday loans all my credit cards and even all my defaults on my credit report, and just have a fixed monthly payment over 3 years, which is good because it a loan and not an iva or debt management programme, my credit score will get better faster. I do recommend emoneyunion as I had constant contact with the underwriter and I only had one person dealing with my loan on a one to one basis from start to finish, the complete process took 4 days. it is worth a look, these unions should get promoted more as they are a far better alternative to pat day lenders.
