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Hello
Please could someone shed a little light on where I stand with the following issue.
I had a Sainsburys Credit Card where I defaulted due to cash flow issues.
My last payment was made May 12th 2019, I have obviously been chased since then for the outstanding balance.
Fast forward to August 2022 where Cabot use Mortimer Clarke to start court proceedings (i havent been in touch or paid anything since last default date).
I used information on this site to request CPR 31.14 and SAR information which they said they would provide but couldn't get the information to me within 30 days.
They finally sent the information via email on the 17th April 2025 and now just sent an email stating that they're proceeding with a court proceedings with this new evidence.
Do I have any grounds where I can dispute the amount of time taken to gather this information?
Many thanks in advance for any knowledge shared.
If you require more information please let me know.
Please could someone shed a little light on where I stand with the following issue.
I had a Sainsburys Credit Card where I defaulted due to cash flow issues.
My last payment was made May 12th 2019, I have obviously been chased since then for the outstanding balance.
Fast forward to August 2022 where Cabot use Mortimer Clarke to start court proceedings (i havent been in touch or paid anything since last default date).
I used information on this site to request CPR 31.14 and SAR information which they said they would provide but couldn't get the information to me within 30 days.
They finally sent the information via email on the 17th April 2025 and now just sent an email stating that they're proceeding with a court proceedings with this new evidence.
Do I have any grounds where I can dispute the amount of time taken to gather this information?
Many thanks in advance for any knowledge shared.
If you require more information please let me know.