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Disclosure rules in respect of spent CCJ's
Hi,
Can anyone confirm whether you have to/are legally obliged to disclose that you have previously had a CCJ (spent), even after it has been removed from your credit history on Experian and the like ie: six years have passed.
The same applies to a bankruptcy order, after the six year period has elapsed.
I am concerned due to being asked the following specific question "have you ever been declared bankrupt and or received any CCJ's?"
Thanks.
Mike864
Can anyone confirm whether you have to/are legally obliged to disclose that you have previously had a CCJ (spent), even after it has been removed from your credit history on Experian and the like ie: six years have passed.
The same applies to a bankruptcy order, after the six year period has elapsed.
I am concerned due to being asked the following specific question "have you ever been declared bankrupt and or received any CCJ's?"
Thanks.
Mike864
