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Hi, I require some advice regarding County Court Judgements and Payday Loans.
To day, a court bailiff knocked on my door with an attachment to earnings form which he says I must complete within 8 days.
This has been going on since 2017, and I have just ignored any emails due to them being from different names, and I didn't know who was who. In hindsight I should have dealt with it earlier, but I am where I am know and it does not sound like the correct process is being followed. I do not know any law, but have seen posts on here, and know the GPDR laws
I had a loan for £300.00 from Lending stream in 2017, things happened in life and my account defaulted. Since then I have had 4 years of threatening letters, saying the same thing really from different collection agencies, I have all these emails from Asset Collections, Tm legal, and Perch Capitol LTD. So I supposedly got served with a CCJ in 2017, but they have admitted they sent it to the wrong address and it was dealt with without me knowing. I only found out about this when I applied for a personal loan and they told me about the CCJ. I am very unhappy about this, and have had no chance to put any defence forward, but I am also not happy my personal Data has been sent out to another address, this is a direct breach of GPDR.
I have contacted a Legal firm from the GPDR official page Emerald Law? to look into the GPDR breach. What should I do regarding the CCJ and attachment of earnings form? The balance has also gone up to £777.00, but the court CCJ is for £683.00. I queried this and was told I have to pay for the 3rd party agency to find where I lived, when I have lived in the same house for over 10yrs. This agency gave them the wrong addresses which they put on my file and where the Court documents were sent. This has all been admitted when I called them today.
Any help or advice would be appreciated
To day, a court bailiff knocked on my door with an attachment to earnings form which he says I must complete within 8 days.
This has been going on since 2017, and I have just ignored any emails due to them being from different names, and I didn't know who was who. In hindsight I should have dealt with it earlier, but I am where I am know and it does not sound like the correct process is being followed. I do not know any law, but have seen posts on here, and know the GPDR laws
I had a loan for £300.00 from Lending stream in 2017, things happened in life and my account defaulted. Since then I have had 4 years of threatening letters, saying the same thing really from different collection agencies, I have all these emails from Asset Collections, Tm legal, and Perch Capitol LTD. So I supposedly got served with a CCJ in 2017, but they have admitted they sent it to the wrong address and it was dealt with without me knowing. I only found out about this when I applied for a personal loan and they told me about the CCJ. I am very unhappy about this, and have had no chance to put any defence forward, but I am also not happy my personal Data has been sent out to another address, this is a direct breach of GPDR.
I have contacted a Legal firm from the GPDR official page Emerald Law? to look into the GPDR breach. What should I do regarding the CCJ and attachment of earnings form? The balance has also gone up to £777.00, but the court CCJ is for £683.00. I queried this and was told I have to pay for the 3rd party agency to find where I lived, when I have lived in the same house for over 10yrs. This agency gave them the wrong addresses which they put on my file and where the Court documents were sent. This has all been admitted when I called them today.
Any help or advice would be appreciated
