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Hi there,
I wanted to say hello and thank you to everyone who has contributed to the information that i have found on this forum. It has been invaluable to someone like me who has no legal experience.
I have been looking through the forum through the last few weeks. I have obtained a lot of information to start the process to set aside an N244. I just have a couple of questions that I need a bit of advice on.
At the beginning of May 2020 I found out whilst applying for a mortgage that I had been given a CCJ in June 2018 for the sum of £1200. The claimant was called Asset Collections and Investigations Limited. The paperwork for the order was sent to an address on a home I sold in 2015. I have had no dealings with the company prior to the CCJ order. As soon as I was made aware of the CCJ in May, I researched the option of setting aside and raised the N244 form within a couple of days and sent to the court. I also contacted the claimant via email to request any paperwork that was associated with this debt. To date I have not had a response from the claimant.
Reading through the forum I have seen that some advice for people in my position would be to liaise with the claimant to see if you could have an agreement for the debt to be paid and the CCJ set aside. I didn’t think I should go with that option as I have no idea what this debt is for and certainly don’t want to pay £1200 for a debt that isn’t mine.
I have been given a court date for the 5th August. Due to COVID they have requested a telephone hearing. My questions are, as I haven’t received any paperwork from the claimant to date, despite being on the electoral role with my correct address, will they be able to show as evidence details of the debt I am allegedly responsible for? Does this evidence need to be shown to the court and myself before the hearing, or is that something that can provide on the 5th at the hearing? Am I at a disadvantage having a telephone hearing over an in person one?
I just want to make sure I am fully prepared for what will happen. Thank you for reading and any advice appreciated.
Vix
I wanted to say hello and thank you to everyone who has contributed to the information that i have found on this forum. It has been invaluable to someone like me who has no legal experience.
I have been looking through the forum through the last few weeks. I have obtained a lot of information to start the process to set aside an N244. I just have a couple of questions that I need a bit of advice on.
At the beginning of May 2020 I found out whilst applying for a mortgage that I had been given a CCJ in June 2018 for the sum of £1200. The claimant was called Asset Collections and Investigations Limited. The paperwork for the order was sent to an address on a home I sold in 2015. I have had no dealings with the company prior to the CCJ order. As soon as I was made aware of the CCJ in May, I researched the option of setting aside and raised the N244 form within a couple of days and sent to the court. I also contacted the claimant via email to request any paperwork that was associated with this debt. To date I have not had a response from the claimant.
Reading through the forum I have seen that some advice for people in my position would be to liaise with the claimant to see if you could have an agreement for the debt to be paid and the CCJ set aside. I didn’t think I should go with that option as I have no idea what this debt is for and certainly don’t want to pay £1200 for a debt that isn’t mine.
I have been given a court date for the 5th August. Due to COVID they have requested a telephone hearing. My questions are, as I haven’t received any paperwork from the claimant to date, despite being on the electoral role with my correct address, will they be able to show as evidence details of the debt I am allegedly responsible for? Does this evidence need to be shown to the court and myself before the hearing, or is that something that can provide on the 5th at the hearing? Am I at a disadvantage having a telephone hearing over an in person one?
I just want to make sure I am fully prepared for what will happen. Thank you for reading and any advice appreciated.
Vix
