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Hi,
I have been a member for some time but never had need to post before now. In May 2018 I received a letter before action regarding the account above. I returned the form saying I didn’t recognise the Debt as the letter came with very limited information and I asked them to send me copies of the credit agreement, terms, notice of assignment, default notice and copies of statements of my account. I then forgot about it.
Today I have received my credit agreement and statements, but no notice of assignment and no default notice. The letter states they could not obtain a copy of the default notice. But they are now demanding payment again. I am in 2 minds whether to respond to them and say that they have not sent me the documents I asked for or to ignore it and wait for them to contact me again. Any advice would be great. Thanks!
I have been a member for some time but never had need to post before now. In May 2018 I received a letter before action regarding the account above. I returned the form saying I didn’t recognise the Debt as the letter came with very limited information and I asked them to send me copies of the credit agreement, terms, notice of assignment, default notice and copies of statements of my account. I then forgot about it.
Today I have received my credit agreement and statements, but no notice of assignment and no default notice. The letter states they could not obtain a copy of the default notice. But they are now demanding payment again. I am in 2 minds whether to respond to them and say that they have not sent me the documents I asked for or to ignore it and wait for them to contact me again. Any advice would be great. Thanks!