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Hi Guys I’m just looking for some advice in VT my Audi A3. Due to a change in circumstances I can no longer afford my payments. I have read a lot of information regarding VT on here and other sites. I am over the 50% way with my payments and was going to trade my car in however it is in negative equity. The condition of the car is good with reasonable wear and tear. I.e small scratches and a few paint chips from stones. Nothing major. I have had pcp cars before and always had them serviced at a local garage not an Audi garage as I have always been able to trade my car in and it hasn’t been an issue. However as I am planning to VT the car will they come up as a hefty fine because they haven’t been done by Audi and does anyone know how much it would be. I’ve seen up to £1000! Any advice would be great thank you 
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