Hi everyone thank you for accepting me on to the forum. I am trying to find out when a credit card debt to Monument (though it was Providian I think, I never had a Monument card) was listed as a default. I have checked my credit file with Clear Score but cannot find it? It was definitely some years ago and Cabot/Ascent Legal are harassing me daily and now the possible Legal Proceedings letter has arrived. To be honest I can not even remember having the card and back then my finances were such as the amount on the card would probably only have been maybe £200? Cabot now want ,£10,000!! I am a disabled pensioner andcat my wits end as to what to do next. I have to date just ignored them totally. Thank you for any advice.
Statute Barred Debts
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