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Received a claim? Yes/No: YES
Issue Date: 10 JUL 2019
Have you Acknowledged the Claim?: NO
Total Amount Claimed : £1100
Claimant’s Name: LOWELL PORTFOLIO I LTD
Solicitors Firm: LOWELL SOLICITORS LIMITED
Original Creditor: CAPITAL ONE
Original Debt (eg. Credit card/Loan/Overdraft) : CREDIT CARD
Particulars of Claim:
1.The defendant opened a capital one regulated consumer credit account under reference xxxxxxxxxxxxxxxx on 03/09/2008
2. In breach of the Agreement, the defendant failed to maintain the required payments and the Agreement was terminated
3.The Agreement was later assigned to the Claimant on 12/03/2015
4.Despite repeated requests for payment the sum of £900 remain due and outstanding. And the claimant claims
a. The sum of £900
b. Interest pursuant to s69 Count Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.200, but limited to one year, being £100
c. Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No contact but looks like default was 2015 so not statute Barred
List any letters you have sent (eg: CCA/ CPR ): None yet
Any Other Information or Background Details: My partner got herself into some financial difficulty just before we met ( around 9 years ago ). She did have a card around that time but she thought this was paid off by her then partner and she thought this was Lowell just trying it on and didnt give me any of the letters. I am now involved and would like to get this resolved ( will pay anything she legitimately owes ) My problem is we have no paper work so cant begin to make sense what that might be- We moved around a lot the last few years in 4 different rented property before purchasing in 2017 ( all in my name not hers )
After reading previous posts it looks like i need to Acknowledge the calim and set out defend in full and send requests to Lowell and Capital one for the details of the claim
I have checked her credit file and can see there is a default from Lowell on there
Any help would be appreciated i really want to aviod a CCJ as my plan was to add her to the mortgage ones my fixed term runs out - 2022
Issue Date: 10 JUL 2019
Have you Acknowledged the Claim?: NO
Total Amount Claimed : £1100
Claimant’s Name: LOWELL PORTFOLIO I LTD
Solicitors Firm: LOWELL SOLICITORS LIMITED
Original Creditor: CAPITAL ONE
Original Debt (eg. Credit card/Loan/Overdraft) : CREDIT CARD
Particulars of Claim:
1.The defendant opened a capital one regulated consumer credit account under reference xxxxxxxxxxxxxxxx on 03/09/2008
2. In breach of the Agreement, the defendant failed to maintain the required payments and the Agreement was terminated
3.The Agreement was later assigned to the Claimant on 12/03/2015
4.Despite repeated requests for payment the sum of £900 remain due and outstanding. And the claimant claims
a. The sum of £900
b. Interest pursuant to s69 Count Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.200, but limited to one year, being £100
c. Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No contact but looks like default was 2015 so not statute Barred
List any letters you have sent (eg: CCA/ CPR ): None yet
Any Other Information or Background Details: My partner got herself into some financial difficulty just before we met ( around 9 years ago ). She did have a card around that time but she thought this was paid off by her then partner and she thought this was Lowell just trying it on and didnt give me any of the letters. I am now involved and would like to get this resolved ( will pay anything she legitimately owes ) My problem is we have no paper work so cant begin to make sense what that might be- We moved around a lot the last few years in 4 different rented property before purchasing in 2017 ( all in my name not hers )
After reading previous posts it looks like i need to Acknowledge the calim and set out defend in full and send requests to Lowell and Capital one for the details of the claim
I have checked her credit file and can see there is a default from Lowell on there
Any help would be appreciated i really want to aviod a CCJ as my plan was to add her to the mortgage ones my fixed term runs out - 2022
