Elderbridge ex Firstplus interest rate hike

[Davet07]

Aidan Reay

Are they good?

[pt2537]

Let’s see who gets to court first then, 15 Feb my deadline for directions. Currently they are deny deny deny mode.

i have Barclays and Elderbridge listed in my claim.

we are using king chambers for counsel.

Martin Budworth ?

[Davet07]

Let’s see who gets to court first then, 15 Feb my deadline for directions. Currently they are deny deny deny mode.

i have Barclays and Elderbridge listed in my claim.

we are using king chambers for counsel.

[pt2537]

http://www.elderbridge.co.uk/pages/complaints.html

They manage the accounts on behalf of Barclays

Hahahahah Complaints, they dont even know what a complaint is at Elderbridge, they are inept at best bless them,

I actually have the chance to challenge them in Court in the very near future, so fingers crossed we can get them before a Judge, if we can then im pretty sure that it will be very interesting. They also from what i can recall do everything they can to keep Barclays out of the frame if it ends up with Court

[Davet07]

Hi All
I am fighting both FP & Elderbridge, currently at the court stage awaiting direction, hopefully mediation. They are rogues and will push you to the limit. Plan your arguments carefully and do not stick to one argument. CCA s140 & UTCCR amongst others.
Also note that in FP accounts they state £5m provision for FOS ongoing discussion, (page 2), and Pages 20 & 21 other provisions state due to CCA non compliance. Why is this all there if they have done no wrong???
By the way if you fight it be prepared for high legal costs, my advice do as much as you can prior to this, but you will need legals at some point I guess, some have managed without, I don't know how though!

[Fred]

Hi,I am wanting to send off a sar for first plus Barclays Elderbridge ? It’s for a loan taken out in 2006 with firstplus but I’m unsure where or who to send SAR to!?
Please can somebody help?

http://www.elderbridge.co.uk/pages/complaints.html

They manage the accounts on behalf of Barclays

[Marcpotto]

Hi,I am wanting to send off a sar for first plus Barclays Elderbridge ? It’s for a loan taken out in 2006 with firstplus but I’m unsure where or who to send SAR to!?
Please can somebody help?

[redstar]

So my case was with FOS obudsman they have paassed back to investigator is this joke

[redstar]

Sorry fred I was Ge who sold to Elderbridge FOS say they don't know who is responsabile As there were so many cases with Firstplus selling loans surely FOS should know !I was askinfg if Firstpkus were held accounrable or the company loans were sold to

[Fred]

Elderbridge have increased their rates again! My Fos case is overvtwo years yet FOS say they can't make decision as Elderbridge say ot GE money's responsabolity and vice a versa ! Anyone know who was responsanle when Firstplus sold loans to Elderbridge .. surely FOS have an idea of what they decided in padt and should after years of these cases have a stance? PS Yes I've an FOS case with GE its over a year old opened at FOS suggustion.

Your fIrstplus loan has just increased or GE ?

[redstar]

Elderbridge have increased their rates again! My Fos case is overvtwo years yet FOS say they can't make decision as Elderbridge say ot GE money's responsabolity and vice a versa ! Anyone know who was responsanle when Firstplus sold loans to Elderbridge .. surely FOS have an idea of what they decided in padt and should after years of these cases have a stance? PS Yes I've an FOS case with GE its over a year old opened at FOS suggustion.

[Fred]

This company is morally corrupt. They will do everything
they can to screw customers who have diligently
paid their excessive charges
love to know one person who has succeeded in getting rates reduced and charges refunded.
authorities don’t really seem interested

As I wrote above, there are several who have had success in differing ways but, on an individual basis. Consumers will get nowhere if they do not follow up their legitimate complaints to the levels that may change things...........................

[Dug16]

This company is morally corrupt. They will do everything
they can to screw customers who have diligently
paid their excessive charges
love to know one person who has succeeded in getting rates reduced and charges refunded.
authorities don’t really seem interested

[Moz89]

I had firstplus loan and it cost me my home, marriage, and health. When i first approached Firstplus about taking out a loan with them they were clear that it was a second mortgage and as such followed the BOE base rate. Like you all, the interest rate increased and the base rate decreased considerably. My interest continued to increase because of the needs of the business. I lost my job and the PPI that I took out with them was useless as they said it was not fit for my needs. I have complained to fos several times. They took over a year to tell me that the business was within their right to charge whatever interest they chose because it was a flexible interest secured loan. I am interested in the section 4.4 of the SCLG mentioned and wondered how to use it in a complaint. Thanks

[redstar]

Why are pay day lenders acted on but Elderbridge can behave immorally my opinion overcharge ignore people where are the media oh not as important disgrace they have Ge money barclays etc firstplus all on books no evidence as to why there can bounce it back to original lender and vice a versa this is a disgrace why is nought being done.. overcarging interest rates dont make sense .. what is going on???,