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Hi
I finished my BMW PCP last September when i handed the car back. A week after i recieved a letter stating the VT had been accepted and the balance was £0.00.
In January of this year BMW contacted me and implied that the mileage had been tampered with and it was incorrect. I have not tampered with the mileage i wouldnt know where to start.
I ignored the letters thinking it was a Covid scam, then i get a missed payment on my credit report for a contract that expired in Sept 2020. So now i get declined for credit which is really annoying.
I called BMW and told them i had not touched the mileage and how disgusted i was with them. I then get a collections agency send a letter to me tryjng to getvthe money from me - £1249 in total for supposedly BMW fixing tbe problem that i never created.
So now my credit rating is garbage and they want money.
What do i do please?
Thank you
I finished my BMW PCP last September when i handed the car back. A week after i recieved a letter stating the VT had been accepted and the balance was £0.00.
In January of this year BMW contacted me and implied that the mileage had been tampered with and it was incorrect. I have not tampered with the mileage i wouldnt know where to start.
I ignored the letters thinking it was a Covid scam, then i get a missed payment on my credit report for a contract that expired in Sept 2020. So now i get declined for credit which is really annoying.
I called BMW and told them i had not touched the mileage and how disgusted i was with them. I then get a collections agency send a letter to me tryjng to getvthe money from me - £1249 in total for supposedly BMW fixing tbe problem that i never created.
So now my credit rating is garbage and they want money.
What do i do please?
Thank you
