Hi All
Slightly complex situation but here it is, any advice appriciated.
Overview
We have a mortgage with NRAM and a secured loan with Picture>Webb>IDEM.
We cannot make payments and are in default. NRAM looking to put us on a voluntary repossession scheme.
IDEM have had us is court. Today was the third hearing and they didn't show as they cannot find the correct Deed of Entitlement information and paperwork. They asked for Adjornment via letter (not set to us only the court) but Judge struck out as they had said they would based on second hearing and papeork biegn wrong.
What kind of solicitor can best give advice on this? (I.e Conveyencing, housing etc?)
Given they cannot prove Deed of Entitlement can we challenge there charge at the land registry and have it removed?
Again, your advice is most appreciated!
Slightly complex situation but here it is, any advice appriciated.
Overview
We have a mortgage with NRAM and a secured loan with Picture>Webb>IDEM.
We cannot make payments and are in default. NRAM looking to put us on a voluntary repossession scheme.
IDEM have had us is court. Today was the third hearing and they didn't show as they cannot find the correct Deed of Entitlement information and paperwork. They asked for Adjornment via letter (not set to us only the court) but Judge struck out as they had said they would based on second hearing and papeork biegn wrong.
What kind of solicitor can best give advice on this? (I.e Conveyencing, housing etc?)
Given they cannot prove Deed of Entitlement can we challenge there charge at the land registry and have it removed?
Again, your advice is most appreciated!