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Hello,
Can anyone help/advise here?
I had a credit card from barclay card which I defaulted on 25/03/2010. I have had several debt collectors chasing me for £3,242.29. First credit were the first to chase me. They passed the account to MKDP LLP, I requested that MKDP LLP send me full statement showing the opening balance and all the transactions as I didn't agree with the huge amount of interest which was added by each debt collector. They ignored my request several times but I insisted they provide me with this information.
They asked me to contact barclay card and purchase this information for £10 of which I refused to do so as I had no £10 spare to buy a statement from the bank. I said to them that I am expecting them to give me this information as they claimed to be the owners of the account. After a few months of me writing to them they said they understood that they have failed to provide me with the information I requested and the bank is not under obligation to give statements that are that old and they limited their communication with me in writing to three months. Their last communication with them was a few months ago when they sent me an incomplete statement which had no details on it and did not show any transactions or the opening balance.
I wrote to them asking them why they were sending me an incomplete statement but I got no response.
I now have another company callled robinson way sending me letters to my GF's address where I don't live and I have not lived there.
They are saying that MKDP LLP has passed the account to the and they have all the rights for it and are giving me for options
1 - pay £20 per week for three years
2 - £12.47 per week for 5 years
3 - £8.90 per week for 7 years
4 - I should tell them what I can afford.
My problem here is that I have no money, plus I don't understand why I should be forced to pay this much money when the original amount was £2500. This has been my query for a long time. MKDP LLP said they didn't charge any interest when I asked them why the amount was that much.
Is it right that this company should be contacting me using someone's address?
Your help will be much appreciated.
Many thanks
Del
Can anyone help/advise here?
I had a credit card from barclay card which I defaulted on 25/03/2010. I have had several debt collectors chasing me for £3,242.29. First credit were the first to chase me. They passed the account to MKDP LLP, I requested that MKDP LLP send me full statement showing the opening balance and all the transactions as I didn't agree with the huge amount of interest which was added by each debt collector. They ignored my request several times but I insisted they provide me with this information.
They asked me to contact barclay card and purchase this information for £10 of which I refused to do so as I had no £10 spare to buy a statement from the bank. I said to them that I am expecting them to give me this information as they claimed to be the owners of the account. After a few months of me writing to them they said they understood that they have failed to provide me with the information I requested and the bank is not under obligation to give statements that are that old and they limited their communication with me in writing to three months. Their last communication with them was a few months ago when they sent me an incomplete statement which had no details on it and did not show any transactions or the opening balance.
I wrote to them asking them why they were sending me an incomplete statement but I got no response.
I now have another company callled robinson way sending me letters to my GF's address where I don't live and I have not lived there.
They are saying that MKDP LLP has passed the account to the and they have all the rights for it and are giving me for options
1 - pay £20 per week for three years
2 - £12.47 per week for 5 years
3 - £8.90 per week for 7 years
4 - I should tell them what I can afford.
My problem here is that I have no money, plus I don't understand why I should be forced to pay this much money when the original amount was £2500. This has been my query for a long time. MKDP LLP said they didn't charge any interest when I asked them why the amount was that much.
Is it right that this company should be contacting me using someone's address?
Your help will be much appreciated.
Many thanks
Del
xx
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