• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    Please do not post your full name, reference numbers or any identifiable details on the forum.


  • Filter
  • Time
  • Show
Clear All
new posts

  • Lowell

    I've been paying Lowell 5 a month for a credit card debt now for around a year.
    I suddenly received a text saying, they want to talk to me. I didn't phone them. Then I received a letter from them asking to ring them regarding a 1600 Provident debt from 2010!!
    I haven't spoke to them, as I'm unsure what to do, and I was assuming this debt would be Statute Barred.
    I've not heard anything from them in over 2 weeks, but I'm worried as I only work part time and receive Universal Credit.
    Can anyone help me?
    Tags: None

  • #2
    If you haven't made a payment or admitted the debt in writing in the last 6 years, then the debt is statute barred.

    What you also need to check is if they have obtained a CCJ for the debt, in that case it wouldn't be statute barred.

    Even if there is a CCJ, they would have difficulty because of the period that has elapsed. You could send the a statute barred letter - https://legalbeagles.info/forums/for...ed-debt-letter

    Make sure you get Proof of Postage.


    • #3
      They've just sent me a letter saying ,pay 800, instead of 1600!
      I shall send them a letter, as you advised.

      Thanks for your reply


      View our Terms and Conditions

      LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

      If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.

      If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.