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Lowell

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  • Lowell

    Hi
    I've been paying Lowell 5 a month for a credit card debt now for around a year.
    I suddenly received a text saying, they want to talk to me. I didn't phone them. Then I received a letter from them asking to ring them regarding a 1600 Provident debt from 2010!!
    I haven't spoke to them, as I'm unsure what to do, and I was assuming this debt would be Statute Barred.
    I've not heard anything from them in over 2 weeks, but I'm worried as I only work part time and receive Universal Credit.
    Can anyone help me?
    Thanks
    Tags: None

  • #2
    If you haven't made a payment or admitted the debt in writing in the last 6 years, then the debt is statute barred.

    What you also need to check is if they have obtained a CCJ for the debt, in that case it wouldn't be statute barred.

    Even if there is a CCJ, they would have difficulty because of the period that has elapsed. You could send the a statute barred letter - https://legalbeagles.info/forums/for...ed-debt-letter

    Make sure you get Proof of Postage.

    Comment


    • #3
      They've just sent me a letter saying ,pay 800, instead of 1600!
      I shall send them a letter, as you advised.

      Thanks for your reply

      Comment

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