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PPi on disputed debt sold to DCA

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  • PPi on disputed debt sold to DCA

    Can a OC repay a successful PPi claim to a DCA who bought the account or reduce the debt themselves by keeping the PPI refund
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  • #2
    Re: PPi on disputed debt sold to DCA

    Sadly I believe the answer is yes. They tend to build terms into the assignment of the debt which finds a legal way around what, to us, seems wrong. I'm not sure whether they buy it back, apply the ppi to the balance, then sell it back again or something, but I know I've read it's legal - annoying isn't it!

    I think it was in this thread I read it:



    • #3
      Re: PPi on disputed debt sold to DCA

      Thanks for the reply, however I cannot gain access to the thread you highlighted


      • #4
        Re: PPi on disputed debt sold to DCA

        Sorry - you would probably have to pay to upgrade to VIP to see it - it costs £9.00, but gives access to a lot more areas.


        • #5
          Re: PPi on disputed debt sold to DCA

          Yes they can, had one that was sold to Cabot via BOS and Blair Oliver Scott, not assigned properly but when I "won" the PPI Cabot got most of it and I got the balance, but at least I was rid of it.
          Never give up, Never surrender.


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