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Explanation of Status History from Experian
0 Payment up to date
1 Up to one payment late
2 Up to two payments late
3 Up to three payments late
4 Up to four payments late
5 Up to five payments late
6 Up to six payments late
8 The account is defaulted. You have failed to keep to your credit agreement and have not responded satisfactorily to requests to put
your account in order. As a result the credit agreement has ended
U The lender has not been able to give the account a status for this month. This may be at the start of the credit agreement when the
lender is allowing time for the account to be set up; when the customer has received the goods but payment is not due to start
immediately; when there is a dispute over the payments due or the goods received; or when the account is not being used.
D The account is not being used - no amount is owed
? The lender has not given a status to the account this month - no amount is owed
[ ] Brackets indicate most recent status
0 Payment up to date
1 Up to one payment late
2 Up to two payments late
3 Up to three payments late
4 Up to four payments late
5 Up to five payments late
6 Up to six payments late
8 The account is defaulted. You have failed to keep to your credit agreement and have not responded satisfactorily to requests to put
your account in order. As a result the credit agreement has ended
U The lender has not been able to give the account a status for this month. This may be at the start of the credit agreement when the
lender is allowing time for the account to be set up; when the customer has received the goods but payment is not due to start
immediately; when there is a dispute over the payments due or the goods received; or when the account is not being used.
D The account is not being used - no amount is owed
? The lender has not given a status to the account this month - no amount is owed
[ ] Brackets indicate most recent status
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