Is it safe to contest the CCA?

[lindylou]

Re: Is it safe to contest the CCA?

I agree the line between actual and technical is very fuzzy.

If a company cannot prove that a CCA was issued complete with t&cs etc surely this is an actual breach.
If A DN does not give sufficient days, is not in the prescribed form and is inflated by charges then is this a mere technicality or????
Without sounding as though I subscribe to conspiracy theories ........ it would seem that in some quarters everything is being done to stop further financial problems by making actual breaches 'merely' technical breaches.

I have reported 1st Direct to the Office of fair Trading they are trying to go to court
on a case which will just waste time by the Courts I have not acknowledged
the debt because its so old not only that it is under Police Investigation
for being fraudently applied but still they insist with Court Action
This is not the first Complaint against them the Office of Fair trading are aware
of there bad practise. I just hope they are dealt with harshly as far as I am concerned
they are just trying to scare me but if I was not switched on to there dirty tactics
If I had the money maybe I would have paid just to stop them hounding me.
I feel sorry for OAPs living on a meagre pension perhaps with memory problems
living in fear of paying a debt from so long ago that they can't even remember
These Companies buying debts for peanuts then hounding the lives of the vunerable
causing stress & sorrow they should be closed down entirely got rid of
They don't appear to conform to the rules & restrictions of there License
Will keep you posted of my outcome regarding there insistance on Court Action
If they still carry through any advise regarding my charging them for the unecessary
stress and harrassment they are causing over a case which is subject to criminal investigation or am I wrong in which case I am being faced with Court Charges on
a debt which is not mine anyway.Unless they have some very good
evidence which I don't think they will have.If anyone has any advise please post