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Hello everyone, it has been a while since I was last on this forum
Swift Finance bought my Welcome Finance account last year. I recently requested a SAR and received a lot of paper work this morning. There was a lot of stuff but only a one sided page of what was supposed to be a credit agreement. No T & C's .
Could someone please remind me what is needed to make a secured loan enforceable?
I strongly believe that if they could have enforced the loan they would have done so a very time ago,
The loan was taken out in 2005 sold to Coast when Welcome went bust and now is with Swift.
Many thanks TIA
Swift Finance bought my Welcome Finance account last year. I recently requested a SAR and received a lot of paper work this morning. There was a lot of stuff but only a one sided page of what was supposed to be a credit agreement. No T & C's .
Could someone please remind me what is needed to make a secured loan enforceable?
I strongly believe that if they could have enforced the loan they would have done so a very time ago,
The loan was taken out in 2005 sold to Coast when Welcome went bust and now is with Swift.
Many thanks TIA
