Car has prevoius finance on it Debt collectors attempting to sieze it

[Rudi von Sternberg]

My daughter bought a car vai a bankloan last year . a debt collector from "Engage" said that there is outstanding finance owed to BMW finance on it and he will sieze it from the road or my drive way if he see's it what can she do? she bought it i good faith from a garage

[Pezza54]

Please read the article "What happens if I buy a car with outstanding finance?" at www.whatcar.com

The article explains what an unfortunate buyer should do and that it is down to the finance company to prove that the new owner does not have good title

Your daughter should also write to the garage that sold it to her, pointing out that it is illegal to sell a car with outstanding finance

[Rudi von Sternberg]

thank you very much thats a relief to read:

What happens if I buy a car with outstanding finance?


If you bought a car and genuinely had no idea that it had outstanding finance, you have the right to keep it. This is called ‘good title’ and means you bought the car in good faith with no prior knowledge of the problem.

[Pezza54]

Yes most dealers advertise a car as HPI checked.
Breaking the law by selling a vehicle with outstanding finance (the finance company still owns the car, not the dealer) may have serious consequences on the dealer's business