Hi All. I have a couple of questions. In short my Finance Agreement has been terminated and a ROG issued. I attended the court and managed to get it suspended on the understanding that I pay the outstanding amount over 20 months and keep the car subject to immediate repossession if I miss a payment.

This is all ok although not ideal.

So....what rights do I now have. They have taken away my right to return the car and walk away owing nothing.

What should be reported on my credit file.

Surely if the agreement is terminated then there should be nothing.

What happens if my circumstances change and I cant afford the payments which they increased by 200 per month.

Im quite baffled here. It seems im stuck paying way too much for too long.

Now I cant get Finance anywhere to get a different car.