This is something I can't seem to get a straight answer for. When getting insurance quotes for my Robin (I have full cat A licence), and an insurer states 'Full UK' with a cat A being the required cat for a 3 wheeled vehicle (full cat B holders get A with restriction code 79 added), am I fine just declaring a full licence as that is what I have for the vehicle class they are offering insurance for?
I don't want to take out a policy then at some point be told I lied on the form for declaring I have full entitlement for the vehicle they are offering insurance for. I have previously held insurance with a specialist insurer however I would like to take my no-claims back over to a bike policy after letting the cover lapse, and their prices without NCD are significantly higher than a general car insurer. I'd also like to build up some NCD on a car policy.
In the past I have had all sorts of crap from insurers on the phone like "we can insure you as a provisional licence holder (no they can't as a Robin is too powerful for provisional motorcycle entitlement) but you need to be supervised".
I don't want to take out a policy then at some point be told I lied on the form for declaring I have full entitlement for the vehicle they are offering insurance for. I have previously held insurance with a specialist insurer however I would like to take my no-claims back over to a bike policy after letting the cover lapse, and their prices without NCD are significantly higher than a general car insurer. I'd also like to build up some NCD on a car policy.
In the past I have had all sorts of crap from insurers on the phone like "we can insure you as a provisional licence holder (no they can't as a Robin is too powerful for provisional motorcycle entitlement) but you need to be supervised".
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