I received a letter from lowell solicitors yesterday regarding a shop direct debt with littlewoods for £641.
Years ago I sent littlewoods the £1 for all info etc and it took ages they sent me a load of paperwork but I can't remember it having my signature on it and can't find paperwork, anyway they passed debt on to lowell and I continued to pay the debt off at £20 a month but never to lowell always to littlewoods.
My husband was rushed to hospital last year and diagnosed with cancer, it was a awful several months and some months I remembered to pay littlewoods, some months I didn't.
So now lowell solicitors have sent me a pior to legal action letter.
I was made redundant just before my husband became ill, so went from 2 full time wages to now being on a sickness benefit etc, so in no position to pay it off in one instalment.
I have 30 days to contact them. Do I just offer a minimum amount I can pay each month and hope they accept it, I've never actually spoken to lowells they've just sent me letters telling me I have a debt but I've carried on paying littlewoods, each letter the amount comes down so they are taking the amounts I'm paying off.
Years ago I sent littlewoods the £1 for all info etc and it took ages they sent me a load of paperwork but I can't remember it having my signature on it and can't find paperwork, anyway they passed debt on to lowell and I continued to pay the debt off at £20 a month but never to lowell always to littlewoods.
My husband was rushed to hospital last year and diagnosed with cancer, it was a awful several months and some months I remembered to pay littlewoods, some months I didn't.
So now lowell solicitors have sent me a pior to legal action letter.
I was made redundant just before my husband became ill, so went from 2 full time wages to now being on a sickness benefit etc, so in no position to pay it off in one instalment.
I have 30 days to contact them. Do I just offer a minimum amount I can pay each month and hope they accept it, I've never actually spoken to lowells they've just sent me letters telling me I have a debt but I've carried on paying littlewoods, each letter the amount comes down so they are taking the amounts I'm paying off.
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