HELP PLEASE WITH COUNTY COURT CLAIM - lantern dedt recovery/moriarty law ltd

[marbec]

Jurisdiction???

im not sure mate when im acknowledging the claim the first box ask my intention is to defend all of claim or part of it.

im defending all of claim

then below it says you can chose to contest jurisdiction of the claim made against you???

[MIKE770]

Jurisdiction???

[marbec]

Yes, you defend all of it.

so im contesting jurisdiction aswell

[marbec]

When was the last payment made?
When was the last written communication to them?

If neither of the above has been done in the last 6 years, then the debt is statute barred.

i could have a problem with this as ive just been doing some digging around in my emails to see if i had any old emails.

it turns out that quickquid have been emailing me every couple of days for the past 5 years my email must have decide its spam as i havent seen them in all honesty but upon inspecting the emails from the time of the loan i can see that they just kept giving me more money until i couldnt afford repayments but i was paying them back and my last payment was made on the 12.4.16 and i havent wrote to quickquid but was probably in phone conversations for 6 months after that then ive not spoke since.

another problem is that a company called casheuronet uk contacted my emails in 2020 asking me to make a claim for money owed for payday loans so at the time not thinking straight i did and it turned out that they looked into my quickquid loans and decided i wasnt due a refund,since then the dates all add up that awoke a beast that started to look for the money it was owed and they started to sell the dedt on to companys to recover.

so i basically could be screwd on statue barred

[echat11]

just acknowledging the claim now

do i want to defend all of this claim and contest jurisdiction of the claim made against me

Yes, you defend all of it.

[echat11]

It seems that the debt is statuted barred, which would be your defence.

[marbec]

just acknowledging the claim now

do i want to defend all of this claim and contest jurisdiction of the claim made against me

[marbec]

a) What you need to do is Acknowledge Service online, that will give you an extra 14 days to work on you defence, so that 28 days in total, plus 5 days (post).

https://legalbeagles.info/library/gu...ledge-a-claim/

b) Send moriarty law a request for each account they have 14 days to provide you with a copy of your original agreements (or in some cases reconstituted agreement). Make sure you get Proof of Postage. Go through the information they send you.

https://legalbeagles.info/library/gu...etter-example/

c) Send moriarty law a CPR 31.14 Request, they have 12 days to provide documents they are relying to make the claim. Make sure you get Proof of Postage. Go through the information they send you.


https://legalbeagles.info/library/gu...-of-documents/

d) Send quickquid a SAR for the accounts, they have 30 days to provide all the details on the account. Make sure you get Proof of Postage.
Go through the information they send you.


https://legalbeagles.info/library/gu...ccess-request/

Make sure you get your defence in on time, so 28 days from the date of the claim letter, note it in your diary. There is an example defence on this site.

thank you very much i will look into this information you have provided and work my way through he the items that need sending

[marbec]

When was the last payment made?
When was the last written communication to them?

If neither of the above has been done in the last 6 years, then the debt is statute barred.

i dont believe i ever made any payments to that loan and ive not communicated with quickquid in any letters or anything

[echat11]

a) What you need to do is Acknowledge Service online, that will give you an extra 14 days to work on you defence, so that 28 days in total, plus 5 days (post).

https://legalbeagles.info/library/gu...ledge-a-claim/

b) Send moriarty law a request for each account they have 14 days to provide you with a copy of your original agreements (or in some cases reconstituted agreement). Make sure you get Proof of Postage. Go through the information they send you.

https://legalbeagles.info/library/gu...etter-example/

c) Send moriarty law a CPR 31.14 Request, they have 12 days to provide documents they are relying to make the claim. Make sure you get Proof of Postage. Go through the information they send you.


https://legalbeagles.info/library/gu...-of-documents/

d) Send quickquid a SAR for the accounts, they have 30 days to provide all the details on the account. Make sure you get Proof of Postage.
Go through the information they send you.


https://legalbeagles.info/library/gu...ccess-request/

Make sure you get your defence in on time, so 28 days from the date of the claim letter, note it in your diary. There is an example defence on this site.

[echat11]

When was the last payment made?
When was the last written communication to them?

If neither of the above has been done in the last 6 years, then the debt is statute barred.

[marbec]

Received a claim? Yes

Issue Date: 10th may 2022

Have you Acknowledged the Claim?: No not yet i will acknowledge the claim today though

Total Amount Claimed : £636

Claimant’s Name: Lantern dedt recovery services ltd

Solicitors Firm: moriarty law

Original Creditor: quickquid

Original Debt £250

Particulars of Claim: the defendant owes the claimant £636 under a regulated loan agreement with casheuronet llc also known as casheuronet llc T/A quickquid dated the 20/2/1016 and which was assigned to the claimant on 20/6/21 (dedt). Despite formal demand for payment of the dedt the defendant has failed to pay and the claimant claims £636 and further claims interest thereon pursuant to section 69 of the county court act 1984 limited to one year to the the date hereof at the rate of 8% per annum ammounting to £49

Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): no i havent made contact with the company theyve just contacted me

List any letters you have sent (eg: CCA/ CPR ): no i havent sent anything

Any Other Information or Background Details: not sure what to write if any questions please ask but i basically feel i shouldnt pay as quickquid lent money when i couldnt pay back and now a dedt collecter has increase it alot years later

[echat11]

Hi MARBEC

Can you fill in and copy and paste the information back onto this thread.

Received a claim? Yes/No:
Issue Date:
Have you Acknowledged the Claim?: (THIS IS VERY IMPORTANT AND CAN BE DONE ONLINE)
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)
Claimant’s Name:
Solicitors Firm:
Original Creditor:
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR ):
Any Other Information or Background Details:

https://legalbeagles.info/library/gu...y-court-claim/