• Welcome to the LegalBeagles Consumer and Legal Forum. Please register to get the most out of the forum. Registration is free and only needs a username and email address.
  • LegalBeagles® is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

    Please do not post your full name, reference numbers or any identifiable details on the forum.

Cabot / Mortimer

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • #16
    It's possible but the credit cards tended to be central rather than branch - so I believe credit card remained as Lloyds and it was only current accounts that were split to Lloyds or TSB.
    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

    Find Solicitors offering fixed fees on our sister site - JustBeagle.com

    Comment


    • #17
      I’m going to post the questionnaire back today recorded so it makes it on time !!!

      Comment


      • #18
        Once that's done the case will be moved to your local court and they will issue directions for mediation, witness statements, hearing fee and a court date. Your argument about the SB date will go in your witness statement. ( also comment about the stat lift app not being received and no further comms since the case was stayed )

        Did you send a SAR to Lloyds ? https://legalbeagles.info/library/gu...ccess-request/
        “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

        Find Solicitors offering fixed fees on our sister site - JustBeagle.com

        Comment


        • #19
          Hi , I have recieved a mediation appt today in the post but u have to call them first to make sure the appt can go ahead.

          My question is is what do I say?

          just that firstly the debt is sb and I have received no actual proof of information to state that it’s not.


          that they didn’t inform me of the stay being lifted two years after it happened, giving me no opportunity to ask for evidence of a payment being made.

          i wrote to Lloyd’s but have had nothing back.

          Comment


          • #20
            You tell them your defence is that the debt is statute barred (and was at the time the claim was issued ) and the claimant has not provided any evidence otherwise.

            Might be an idea, if you haven't, to send a CCA request to the Claimant -> CCA Request
            Just as back up incase the Statute Barred Defence does fail and you can include it in your Witness Statement after Mediation.

            You mentioned contacting Lloyds but not having heard back - was that a Subject Access Request you sent to them ?

            just a letter sent to me saying it wasn’t as I had paid a payment in 2013
            Did you respond to that letter? any details given in it - amount - date - method of payment etc ?
            “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

            Find Solicitors offering fixed fees on our sister site - JustBeagle.com

            Comment

            View our Terms and Conditions

            LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

            If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


            If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

            Announcement

            Collapse
            1 of 2 < >

            SHORTCUTS

            Pre-Action Letters
            First Steps
            Check dates
            Income/Expenditure
            Acknowledge Claim
            CCA Request
            CPR 31.14 Request
            Subject Access Request Letter
            Example Defence
            Set Aside Application
            Witness Statements
            Directions Questionnaire



            If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.


            NOTE: If you receive a court claim note these dates in your calendar ...
            Acknowledge Claim - within 14 days from Service

            Defend Claim - within 28 days from Service (IF you acknowledged in time)

            If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




            We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
            If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
            2 of 2 < >

            Need Formal Help?




            Search and Compare fixed fee legal services and find a solicitor near you.

            Find a Law Firm


            See more
            See less

            Court Claim ?

            Guides and Letters
            Loading...

            upgrade to vip

            Want exclusive access to forums, more privacy and a live chat box? Upgrade to become a bigger part of our community.

            only £15/yr

            Offers available. No subscription traps.

            sign up now



            Search and Compare fixed fee legal services and find a solicitor near you.

            Find a Law Firm


            Working...
            X