Evidence emerged this week that courts are starting to buckle under the strain of near 10-year-high claims figures. You can view the statistics released here -> https://www.gov.uk/government/statistics/civil-justice-statistics-quarterly-july-to-september-2017 From July to September this year, the Ministry of Justice reported that 560,000 claims were issued in the county court – the second…

Contracts for differences (CFDs), including financial spread bets, with cryptocurrencies as the underlying investment are increasingly being marketed to consumers. These products are extremely high-risk, speculative products. This warning is to inform consumers about the risks of buying them. Source: Consumer warning about the risks of investing in cryptocurrency CFDs

A woman has won her landmark battle for better legal rights for unmarried people who lose their partners. NHS worker Jakki Smith, from Chorley, Lancashire, took the government to court for breaching her human rights in denying her bereavement damages. A fixed sum of £12,980 is paid out if a…

Universal Credit – If your payment date is on a bank holiday or weekend you’ll be paid on the working day before. Universal Credit is normally paid on the same date  each month, however if your normal date is the 25th, 26th or 27th December you should receive it early…

Research by the Money Advice Trust, the charity that runs National Debtline and Business Debtline, shows that local authorities in England and Wales referred 2.3 million debts to bailiffs in 2016/17. Visit the #stoptheknock website to see how different councils act. Example: In 2016/17, Bassetlaw District Council instructed bailiffs to…

High Court Judge suggests living wills should be compulsory for all those able to make future life sustaining treatment decisions. Many of us have thought, what would happen if I was unable to make or communicate decisions to my family or the medical profession. There may be circumstances that you…

People should have a right to justice they can afford, urges this major new report on access to our justice system. Source:  The Fabian Society DOWNLOAD REPORT PDF The Fabian Society acted as the secretariat for the Bach Commission which has heard from more than 100 individuals and organisations over…

A person’s will is an important document. People use wills to choose how to distribute their possessions and often to express preferences about what happens to their bodies after death.When someone dies intestate – without leaving a will, or with a will that is not valid – it can cause…

One in five people struggling with debts has seen their credit card limit automatically increased – a higher proportion than for cardholders in general, a charity has claimed.Citizens Advice said 18% of those struggling financially had seen the limit increased without request, compared with 12% overall.It wants a ban on…

MoJ issues PPI guidance for claims management companies after Plevin The Financial Conduct Authority (FCA) consulted in 2015, and again in 2016, on a package of measures including proposed new rules and guidance on handling Payment Protection Insurance (PPI) complaints in light of the Supreme Court’s decision in Plevin v…

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